Add 'How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam'
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<br>There is nothing from another location out of the normal about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in [Merseyside](https://futuristhome.com).<br>
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<br>And to the common eye, Lloyd looks like a typical middle-aged mum who works tirelessly to take care of her sick hubby.<br>
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<br>So it was to the sheer shock of neighbours when authorities descended on their driveway to raid the couple's St Helens home.<br>
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<br>Hiding behind the family's net drapes remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.<br>
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<br>Lloyd, 58, sobbed 'Oh my god' as she was imprisoned this week over a string of untruths including utilizing a dead female's identity, comprising 'fake' medical conditions for her child, and creating pseudonyms to work while declaring carers allowance.<br>
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<br>Husband Phillips, 54, was likewise jailed after the set's massive advantages scams was finally exposed.<br>
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<br>While the couple handled to siphon off their ill-gotten gains for many years - neighbours have actually exposed to MailOnline the obvious hints that the couple were running a fraud.<br>
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<br>Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies consisting of the development of pseudonyms to declare advantages<br>
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<br>The scammer next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had stopped working to reveal this to the [council](https://shelterorigins.org) when she relocated in 2018<br>
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<br>Phillips visualized in an Assistance for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the occasion<br>
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<br>Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stay with fulfill his carers.<br>
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<br>But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.<br>
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<br>Locals likewise informed of how there was 'always something dodgy' about Lloyd, and that she would never ever look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.<br>
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<br>Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently stole nearly ₤ 170,000 in advantages over a years, and likewise assisted Phillips incorrectly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.<br>
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<br>When neighbours saw them leaving one of their two vehicles previously today, they believed they were going off to remain at their secret caravan, only to find they were going to prison.<br>
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<br>One neighbour told MailOnline of the couple: 'I thought they were dodgy as he made a real show of not having the ability to walk whenever his carers were here.<br>
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<br>'He was shuffling along and keeping his cars in the driveway before he took a long period of time to get to his carer's car on his walking stick.<br>
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<br>'But the next thing I saw him washing his BMW in the driveway - he appeared to be strolling fine then.<br>
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<br>'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.<br>
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<br>'But after the authorities raid, they became more reserved and didn't state a lot to people.<br>
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<br>'There was constantly something dodgy about her - she wouldn't look people in the eye and extolled going to her ₤ 60,000 caravan but would never state where it was.<br>
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<br>'They would take her teenage boy and disappear on a Thursday night and not get back up until Sunday.'<br>
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<br>Phillips had actually fraudulently declared ₤ 100k in PIP, [housing](https://investimo.biz) advantages, employment support allowance and [council tax](https://www.myrhouse.com) decreases that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, but at other times was seen 'strolling great'<br>
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<br>Following the authorities raid on the peaceful rural street, neighbours were entrusted concerns as to why the couple had been apprehended - and some allege Lloyd had later told them it was down to dog breeding.<br>
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<br>But these questions were finally laid to rest on Tuesday when the court heard how Lloyd had actually claimed an overall of ₤ 169,394.15 which she was not received in housing advantages, carers allowance and personal independence payments over the course of 11-and-a-half years.<br>
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<br>With the aid of Lloyd, Phillips was also discovered to have actually illegally claimed ₤ 100,980.71 through PIP, housing benefits, employment assistance allowance and council tax decreases given that 2018.<br>
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<br>Olivia Beesley, prosecuting, outlined how the mom's fancy scam began when she incorrectly started declaring housing advantages for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.<br>
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<br>She even made a phony tenancy agreement for the 'totally fictitious caravan', ultimately pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.<br>
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<br>Then in 2018, she began making deceitful claims that her partner needed 'numerous day-to-day carers to attend to his requirements'. She reached using Phillips' sibling Zoe's birth certificate to impersonate his brother or sister and claim that she was his primary carer.<br>
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<br>She also lied that she was not able to work due to being a full-time carer, but was found to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.<br>
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<br>In 2022, she started inventing 'false medical conditions' for her boy, claiming she had actually a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were declared in relation to this.<br>
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<br>She once again utilized the deceased lady's name as being her social [employee](https://leaphighproperties.com) to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.<br>
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<br>Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never exposed, and would state they were going to remain at the caravan from Thursday to Sunday<br>
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<br>One neighbour said they saw the couple leaving on of their cars and trucks earlier this week and presumed they were going off to their 'caravan', only to later discover out they were off to prison<br>
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<br>When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, [neighbours revealed](https://www.welcometotangercity.com) how the couple and her son would supposedly go off to a [caravan](https://efraimnegociosimobiliarios.com.br) on the weekends.<br>
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<br>It is not known whether this was the very same 'fictitious caravan' which took place to have never existed, or an undoubtedly a separate, real caravan.<br>
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<br>Leni Newton, 63, stated: 'She informed individuals that the police raid was because someone had actually told on her for reproducing border collie pups without a licence.<br>
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<br>'I'm surprised they have actually been imprisoned. I believed they were all above board.<br>
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<br>'I only saw them a couple of days ago loading up luggage - I thought they were just going to their caravan.'<br>
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<br>She added: 'I know they fulfilled as she was his carer. He was married but Angela moved in. I thought she had lived in Southport.<br>
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<br>'I did see his ex-wife parked up in the street viewing his home when they split.<br>
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<br>'She was undoubtedly spying on them.'<br>
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<br>Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.<br>
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<br>'There were a lot of cops came here.<br>
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<br>'He was at the street party for the Queen but other times he did seem very frail.'<br>
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<br>Hand in Hand homecare firm confirmed to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.<br>
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<br>A spokesperson stated: 'We sacked her right away when we learnt the truth.<br>
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<br>'All her DBS and referrals checked out. The authorities said we had actually not done anything wrong.'<br>
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<br>The court heard how Phillips also tricked money from the general public handbag by stopping working to reveal the fact that Lloyd had moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.<br>
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<br>He is also said to have 'overemphasized' his medical conditions and require for care, specifying that he was not able to do anything for himself.<br>
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<br>He stated himself ['unsuited](https://www.imobiliaremogosoaia.info) for work' and failed to discuss his spouse's wage - illegally stealing ₤ 51k in [employment support](https://dbo.globebb.com) allowance.<br>
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<br>However, Phillips alleged that Lloyd had actually completed the form and had simply 'asked him to sign it'.<br>
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<br>Phillips' counsel Jim Smith argued he has a 'complex current history' of mental health and disabilities including neurological disorder, anxiety and anxiety.<br>
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<br>He was also said to have actually a pacemaker fitted and appeared in court in a wheelchair.<br>
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<br>While Phillips had no previous convictions relating to comparable matters, however Lloyd's criminal record reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last appearance remained in 2012.<br>
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<br>Lloyd was imprisoned for 2 years after [confessing](https://www.kpservices.ie) 7 counts of fraud by false representation, and was likewise seen wiping back tears as he was imprisoned for 20 months for fraud by false representation and three counts of dishonestly failing to divulge information to make a gain.<br>
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<br>Sentencing, Judge Simon Medland KC said: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the public of simply brief of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the public.<br>
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<br>'For those who look for to defraud the general public of scarce and important benefits which require to be [directed](https://buyukproperty.uk) to those who require them, not those who simply want to have them for factors of individual greed, that is a serious offense committed by each of you over a long period of time.'<br>[youtube.com](https://www.youtube.com/watch?v=2Pl9Qxz3JBw)
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